PEOPLE

Joanne Dereta is a Founder and Senior Principal of CI Private Wealth. Joanne manages wealth for millionaires. How did her clients get that way? Some of them saved it, some of them inherited it, some of them married it and some of them built their wealth themselves, from the ground up. But they all have reached the realization that the most important thing now is to make the most of it. So, Ms. Dereta’s specialty is quarterbacking comprehensive wealth management for her exclusive group of high net worth individuals and families, preferably through generations. For over 20 years, she has advised business owners, lawyers, retirees and their families in planning and managing their wealth. She is very effective at personally guiding her clients toward a Financial Life in Order, a process she personally designed, in order to take her clients from chaos to confidence. Ms. Dereta is both a Certified Financial Planner (CFP®) and Registered Financial Planner (R.F.P.®), who holds an MBA from Queen’s University, as well as the Chartered Investment Manager (CIM®) and Trust and Estate Practitioner (TEP) designations. In 2003, Ms. Dereta established Jo's Snowflake Fund, a charitable trust, providing Comfort Packs to children who, through no fault of their own, find themselves in Toronto homeless shelters. This gifting is done through the valuable involvement of Windfall Clothing Service. Ms. Dereta also supports UNICEF, Toronto's Hospital for Sick Children, Share Plan, The Stop, Pathways to Education and AMREF (the African Medical Research Foundation).

Dan Finegan is one of the founders of CI Private Wealth and predecessor companies, Assante Asset Management and Equion Securities, with a career spanning over 30 years in the wealth management industry. Mr. Finegan works with affluent families in and around the Toronto area. At CI Private Wealth, the emphasis is on managing clients’ overall wealth, helping clients reach their financial objectives, preserve and grow their capital, minimize their tax and ensure that their retirement, estate and succession planning are current and in order. Mr. Finegan has a Bachelor of Science from Michigan State University, holds the Chartered Investment Manager (CIM®) designation and is a Fellow of the Canadian Securities Institute (FCSI®). Mr. Finegan is an active contributor to the Dorothy Ley Hospice, is a member at St. Georges Golf and Country Club, Oviinbyrd Golf Club in Muskoka, and lives in the Kingsway area of Toronto with his wife, Lesley.

As a Senior Principal and Portfolio Manager at CI Private Wealth, Bryan Grenier brings extensive experience in managing all financial aspects of high net worth individuals’ lives. He assists clients in reaching their objectives by providing discretionary investment management and integrated wealth management solutions. Mr. Grenier began his career in the financial services industry over 13 years ago with Scotia Cassels Investment Management, where his focus was on investment planning, and he assisted in the management of over $300 million in assets. Mr. Grenier joined Loring Ward Private Counsel when the first Toronto office opened in 1997, and is one of the founding partners of CI Private Wealth. Mr. Grenier graduated from the University of Western Ontario with a bachelor's degree in economics. He continues to further his industry education, holding the Certified Financial Planner (CFP®) and Canadian Investment Manager (CIM) designations.

As a Senior Principal at CI Private Wealth, Shawn Khoorshed brings extensive experience in managing all financial aspects of high-net-worth families’ financial affairs. He assists a select group of affluent clients in realizing their financial goals through ongoing retirement, tax, estate, and business succession planning. Recognizing that wealth management goes beyond numbers, Shawn fosters transparent communications among all stakeholders. He believes that defining a family’s unique “philosophy of wealth” is an integral step in creating the foundation on which a successful transition plan is built.

With over 25 years of experience in the financial services industry, Mr. Khoorshed started his career with Loring Ward Private Counsel shortly after the first Toronto office opened in the late 90s and is a founding partner of CI Private Wealth. Mr. Khoorshed is a CFA charterholder and holds the Certified Financial Planner® designation, and is a member of the Toronto CFA Society and the CFA Institute. He earned a Bachelor of Commerce in management economics and finance from the University of Guelph.

He lives in Oakville with his wife, Neelam, and they have two adult daughters.

As Senior Principal and Wealth Advisor at CI Private Wealth, Koel Loyer brings extensive experience in managing the financial affairs of high-net-worth business owners, professionals, and other successful Canadian families. Mr. Loyer has expertise in helping his clients optimize the use of their holding companies from a tax and investment perspective. He takes a family office approach, providing discretionary investment management and holistic, integrated wealth management solutions, with a special emphasis on tax planning and tax mitigation. Mr. Loyer is adept at working with family business owners and senior lawyers at some of the country’s top firms. He works closely with his client families to provide specialized wealth planning strategies while cultivating a very proactive, personal, and caring relationship.

Prior to joining CI Private Wealth as a founding member in 2006, Mr. Loyer was an advisor with a large North American wealth management company for several years. An MBA graduate from the Michael G. Degroote School of Business at McMaster University, he also holds an Honours degree in commerce from Queen’s University. Mr. Loyer is a member of the Financial Planners Standards Council and holds several professional accreditations, including the Certified Financial Planner (CFP®) and Canadian Investment Manager (CIM) designations. Mr. Loyer has also been awarded the coveted Fellow of the Canadian Securities Institute (FCSI®) designation, placing him in the top 5% of all financial advisors in Canada.

Mr. Loyer resides in Toronto’s Little Italy community and during his spare time, is involved with Family Enterprise Canada (FEC), The Stop Community Food Centre in Toronto’s west end, as well as serving on the ROM’s Executive Board for its Royal Patrons Circle. His marked passion for food and wine finds expression through Joanne and Koel’s Wine Club at The Stop.

Jock MacDonald provides an integrated approach to assisting a select group of individuals and their families manage their financial affairs. He focuses on helping his clients achieve their personal financial goals, minimize taxes and preserve capital. His expertise includes tax, estate and succession planning, helping his clients navigate business sales and corporate reorganizations, and applying a disciplined approach to portfolio management, a strategy which has been very successful for his clients over the last 32 years.

He is a founder of CI Private Wealth and its predecessor companies, Stonegate Private Counsel and Assante Life Management Services.

Mr. MacDonald is a registered Portfolio Manager. He obtained an MBA (Hons) from the University of Western Ontario and a B.Sc. (Hons) from Queen’s University. He lives in Toronto with his wife, Janet, and has three children.

Mike Mallinos is a Senior Principal with over 25 years of dedicated experience in guiding wealthy families through the intricate process of managing and transitioning their wealth. As a trusted advisor within the family office business, Mike has demonstrated unwavering commitment to understanding the unique dynamics and aspirations of each family he serves.

With a strong understanding of financial markets, estate planning strategies, and wealth preservation techniques, Mike has been instrumental in orchestrating comprehensive wealth management solutions tailored to the specific needs and goals of his clients.

Throughout his career, Mike has cultivated enduring relationships built on trust, integrity, and a steadfast dedication to client success. He approaches each engagement with a collaborative mindset, working closely with families to craft bespoke strategies that align with their long-term objectives and values.

Mike’s expertise extends beyond traditional wealth management practices; he is deeply attuned to the nuances of intergenerational wealth transfer, succession planning, and legacy preservation. By nurturing open communication and fostering a culture of education within families, he empowers successive generations to steward their wealth responsibly and sustainably.

Mike is co-author of The Family TRĒ (tree): The Total Return Experience. Published in 2017, the  book examines and details the management, practices, and philosophy of the family office business in Canada.

Mike has been active in the community, serving as a past board member of the Sarcoma Cancer Foundation Canada and Chair of the Young Patrons Circle and Royal Patrons Circle at the ROM.

Mike lives with his wife, Maria, and two children in Toronto.

For over 40 years, Rob has helped high-net-worth families, individuals, executives, entrepreneurs, corporations, foundations and trusts meet their wealth management objectives.

Rob is registered as a Portfolio Manager with the Ontario Securities Commission, a highly regarded designation in the industry. He is the co-founder of CI Private Wealth (a partnership with CI Financial), previously Stonegate Private Counsel, and its predecessor companies, Assante Asset Management and Equion Securities. Rob has a history of business success, as well as being a skilled Portfolio Manager, family, and business advisor.

Rob is co-author of The Family TRĒ (tree): The Total Return Experience. Published in 2017, the book examines and details the management, practices, and philosophy of the family office business in Canada.

Rob is past Chairman of the Board of Governors at the Royal Ontario Museum, a position he held from 2012 – 2019. A Governor at the ROM since 1998, Rob was also Chairman of the Investment Committee for seven years and member of the Executive Committee. In recognition of this work, Rob received the prestigious Ontario Lieutenant Governor’s Distinguished Services Award in 2019. He holds an economics degree from the University of Western Ontario, and is a Master of Philosophy candidate at Georgetown University in Washington D.C. with studies at Harvard and the University of Toronto.

Rob balances his professional endeavours with personal interests spending time at Rosedale Golf Club, Country Club of Florida, the Granite Club, the ROM, domestiques cycling, skiing, travelling and helping others.

Rob believes a family’s wealth extends well beyond its financial resources as it includes their collective skills and competencies, intellectual knowledge, and by far the most important, the family’s reputation for fairness and decency in its business and community relationships.

Building one of the largest financial/investment, multifamily advisory businesses in Canada for the past 40 years, Rob’s expertise and sound advice is a sought-after commodity.

With over 25 years of financial industry experience, Gina Scola's focus is on the creation and implementation of wealth management solutions for the affluent community. As a member of the CI Financial group of companies since 2006, Ms. Scola specializes in discretionary investment management and comprehensive wealth planning services. Prior to joining CI Private Wealth, Ms. Scola was Senior Vice-President of Knight Bain Private Counsel. She also previously held the role of Vice-President, Investment Services and Associate Portfolio Manager at a prominent investment counsel firm. From 1993 to 2001, Ms. Scola was Director of Investment Services at a major Canadian financial institution, and an eight-time recipient of the President's Award for her outstanding performance during her tenure. She also holds a Bachelor of Arts (Hons) degree from the University of Toronto. Ms. Scola has been featured in several regional and national business publications. In addition, she was highlighted in the 2003 book Made in Canada: The Italian Way, as one of 32 successful Canadian entrepreneurs of Italian origin.

Keith Thomson began his career in 1985 as a financial advisor with McLeod Young Weir. As a Senior Principal and co-founder of CI Private Wealth, Keith works closely with a limited number of high-net-worth Canadians, often advising multiple generations of the same family. If you would like a copy of his Special Report, The 10 Critical Questions to Ask Before Hiring a Financial Planner please go to KeithThomson.ca. He holds the designations Chartered Investment Manager (CIM®) and Master Financial Advisor in Philanthropy (MFA-P™). Keith has had numerous articles featured in such publications as The Globe and Mail, National Post, and CPA Magazine. He has served on the boards of Seva Canada whose mission is to restore sight and prevent blindness in the developing world, and, for over five years, was Chair of The African Medical and Research Foundation. He has also volunteered for the boards of The Power Plant Contemporary Art Gallery, The Toronto Foundation, and the Canadian Association of Gift Planners. Combining his specialties of legacy planning and wealth management, he authored the book, What Was Your Great Grandmother’s Name? 50 Thoughts on How Canadian Philanthropy Can Transform You, Your Family and Your Community. Keith’s involvement in philanthropy is longstanding. Since 1991, he has funded his family foundation which supports initiatives in Canada and around the world. Every year, a minimum 15% of all personal income is donated to a wide range of charitable organizations. To learn more about his philanthropic initiatives, please visit PhilanthropyMatters.ca. Keith, his wife Tanja, and their daughter Kiera, reside in The Beaches neighbourhood of Toronto.

As Principal at CI Private Wealth, Michael manages the financial affairs of ultra-high-net-worth families and focuses on providing innovative and customized wealth solutions tailored to each family’s unique needs. In conjunction with advising on the family's wealth, Michael supports entrepreneurs with private businesses on their strategic growth plans, as well as, enabling them to make sound financial decisions within the business to achieve their strategic priorities.

Prior to joining CIPW, Michael was a Vice-President in RBC’s Mergers & Acquisitions (M&A) group where he advised business owners on the planning, execution, and sale of their businesses. Michael was responsible for providing valuation, business succession, tax planning, and execution advisory services for his clients. By leveraging his experience in M&A, Michael focuses on helping families preserve and enhance their business and personal wealth, while ensuring they achieve their objectives.

Michael began his career at PwC in both Toronto and New York City. He graduated from Queen’s University’s School of Business with a B.Comm. (Hons), is a member of the Institute of Chartered Professional Accountants, and a Portfolio Manager.

As a Principal of CI Private Wealth, Sarah Varley works with high-net-worth families and individuals to help them manage their financial affairs and achieve their financial goals and objectives. Ms. Varley has worked in the investment industry for over 15 years and has extensive client service experience. Prior to joining CI Private Wealth, she was responsible for client service, business development and relationship management for CI Investments’ institutional clients, including large and small corporations, pension plans, endowments and foundations. Ms. Varley holds the Chartered Investment Manager (CIM®) and Certified Investment Management Analyst (CIMA®) designations and is a member of the Investments and Wealth Institute. She is a registered Portfolio Manager and licensed to provide insurance services. Ms. Varley earned a Bachelor of Science in biology from Dalhousie University. In her free time, she is actively engaged in the Toronto community and can often be found on the tennis courts.