Services

It's a fact of life: the more you have, the more taxes you have to pay. Working with you and your tax professionals, we can help reduce your tax liabilities with strategies such as trusts, endowments, estate freezes and/or business restructurings. We help ensure your investments are tax efficient through our investment pools and the use of tax-advantaged investment structures. Because we know that what you keep is more important than what you make.

Many people view insurance with skepticism but the truth is that insurance can play a valuable role in achieving a wide range of objectives. Our insurance specialists can assist you in reaching all of your personal and business goals from protecting your family and business to tax-sheltering investments, delivering supplementary retirement income, planning your business succession and offsetting estate taxes. With the right strategies, you can keep treasured assets intact for you and for your loved ones.

You may not be able to take it with you, but you can certainly decide where it will go and how smooth the transfer will be. We work with you to structure your personal, family and business interests so that your wishes are carried out in the most effective way, passing along more to your beneficiaries and less to the government.

We will help you define and develop the personal strategy that can bring your unique philanthropic vision to life. We consult with your tax and legal counsel as well as charitable organizations and foundations to identify and implement solutions that best fit your overall philanthropic objectives, including bequests, charitable trusts or private foundations.

You've worked hard to build your business. And you deserve to be well compensated for your time and energy upon retirement. Expertise and planning are key. We will work with you to identify options that will give you flexibility and control over how and when you leave the business, while ensuring that all stakeholders’ interests are respected. We can help to enhance the value of your business, maximize the proceeds of a sale, and minimize or eliminate taxes, all while helping to reduce the likelihood of family discord during this important transition.

Your needs are unique your portfolio should be too. We work closely with portfolio engineers to build a portfolio customized to your specific objectives, risk sensitivity, liquidity requirements, time horizon, growth expectations and life circumstances. We design your portfolio to maximize your return potential while remaining within your comfort zone for risk – building it with the flexibility to protect capital in challenging markets, while achieving growth in rising ones. We detail your approach in your personal Investment Policy Statement and implement your strategy with quality investments chosen specifically for their ability to meet your goals. Automatic rebalancing and tax minimization strategies are built right into your investment plan.

You want to know your money is being invested by portfolio managers who are among the best in their field. At CI Private Wealth, we manage your portfolio using award-winning institutional money managers known for their strategic focus, consistent discipline and long-term track record of investing in Canada and around the world. Each manager shares our disciplined philosophy, approach to risk management, and high ethical and professional standards. They bring a wealth of expertise and experience to your portfolio, managing in excess of one trillion in collective assets. Once selected, our investment consulting team monitors the managers on an ongoing basis to ensure they perform to your standards and our own.

At CI Private Wealth, we are much more than an investment firm. We complement our extensive suite of wealth management solutions with access to expert health care counsel.

Advanced diagnostic technologies and treatments, specialized referrals and personalized lifestyle and wellness expertise are just some of ways you can benefit from CI Private Wealth's relationship with pre-eminent medical facilities such as the MedCan Clinic, which specializes in preventative health care for executives, and the Cleveland Clinic, one of North America's top-ranked hospitals and the leader in heart care.

It's another example of our commitment to providing holistic solutions which encompass aspects of your life that can impact your wealth and the enjoyment of it.