Our Wealth Management Services

Your Assante advisor will prepare a prudent investment strategy based on your objectives and risk tolerance. Then we will implement it, consistently and carefully, with a broad range of best-in-class products and services.

Additionally, unlike the average investor, you will have access to an exclusive suite of managed portfolios, customized to your specific liquidity needs, growth expectations and family situation. These portfolios utilize proven asset allocation and diversification techniques under the guidance of experienced portfolio management teams. Like all of our managed portfolios, it will be regularly monitored, adjusted and systematically rebalanced to ensure that it continues to reflect your personalized plan.

These days, insurance can also be designed to meet specific investment objectives. With the help of your Assante advisor, you can implement a program that strengthens and safeguards your family’s financial security through a personalized plan.

We work with Canada’s leading insurance providers to manage the risks and maximize the opportunities at every stage of your personal and professional life. You may be advised to consider:

• Protecting your current income
• Sheltering your investments
• Supplementing your pension at retirement
• Providing for accident, illness or disability
• Protecting your business against the loss of key personnel
• Providing employees with group insurance and retirement plans
• Planning for your business succession

It’s a fact of life in this country—the more you have, the more you have to pay. By working with tax professionals, Assante advisors are adept at keeping more of your money in your pocket. Because it’s not so much what you make that counts, it’s what you keep.

We can deploy a whole arsenal of tactics to minimize your tax burden. Tax-smart strategies include:

• Choosing tax-deferred and tax-exempt options
• Optimizing tax-preferred income in non-registered plans
• Establishing trusts and endowments
• Splitting income among family members

You can’t take it with you, but you can decide where it will go and how smooth the transition will be. And isn’t well-structured, effective estate plan the best legacy of all?

Turn to Assante for wise counsel on:

• Transferring your assets to the next generation
• Minimizing capital gains taxes and probate fees
• Maximizing tax-exempt legacy opportunities
• Strategic charitable gift planning
• Taking advantage of estate freezes

Developing a retirement plan that capitalizes on the opportunities of today is all well and good, but true retirement planning builds a strategy that is sustainable over the long term and can adapt as your life, markets and laws evolve.

Our advisors will work with you to find the right balance between preserving your hard-earned wealth and benefiting from upside potential to grow and maintain your lifestyle through retirement. So you can be comfortable now and always.

For many investors, financial success goes beyond just what they build for themselves. By incorporating your philanthropic goals into our wealth planning process, we ensure your wealth and values can leave a lasting impact.

As with everything we do, our advisors have the skills, resources and partnerships needed to create a plan tailored to your specific situation and values. We’ve fostered lasting relationships with leading networks in the Canadian philanthropic space, and developed investment and tax efficient solutions like our donor-advised funds platform to provide individuals, business owners and families a charitable giving experience that’s as simple as it is fulfilling.

Whether you wish to support the arts, conserve natural resources, advance medical research or help the world’s underprivileged children,  Assante offers strategic gift planning advice to help you reach your philanthropic goals.

Assante provides high-net-worth individuals, families and business owners with exclusive access to comprehensive wealth planning and custom-built portfolios through CI Assante Private Client.

Offering investors institutional-quality, individual portfolio management from highly qualified investment advisors, Assante Discretion is powered by advanced analytics and risk management tools previously only available to the most advanced hedge funds, institutional investors and traders on Bay Street and around the world.